SECURITY FEATURES IN CHEQUE FORMS

In February this year the Reserve Bank Of India has issued guidlines for enhancement of Security features in Cheques forms and has entrusted the joint responsibility to Indian Bank Associations and National payment corporation of India to coordinate and advise banks on the introduction  and implementation of additutional security features on cheques forms.Accordingly, the NPCI and IBA held discussions with various bank representatives ,empanelled printers and paper manufacturers . Based on the feedback received during the interactions ,the following standards called Cheque Truncation System (CTS) 2010 standard have been evolved and communicated to the banks.
CTS 2010 Standards contain mandatory features which are minimum required security features on thean cheque forms and optional desirable features , inclusion of  which depends on respective banks and their risk perceptions subject to the features being compatiable with CTS requirement .
The mandatory features in the cheque forms are
1)WATER MARK
2)VOID PANTOGRAPH
3)ULTRA VIOLET LOGO OF THE BANK
4)STANDARDISED FIELD PLACEMENT OF A CHEQUE
5)CHEQUE PRINTING COLOR AND BACKGROUND
6 )PRINTING OF ACCOUNT NUMBER FIELD
7)MICRO LETTERING
8)NEW RUPEE SYMBOL